Life is Good, when you have the right Medicare Plan!
Founded by Dr. Rich Parenti, U.S. Air Force veteran (and proud grandpa!)
Coverage for Seniors
What we can help you with...
Medicare Plans
Prescription Drug Coverage
Nationwide Dental & Vision
Additional Life Insurance
Why use Seniors Covered?
Choice of Carriers - We represent 16 carriers and 82 plans in Philadelphia alone.
Customer Service -Relationships are important. People Matter. Serving you is our mission
Honest Advice - We take the time to explain everything you need and want to know.
No Cost - Insurance carriers pay us to help you and we are available for you all year, every year.
Medicare Plans
The question most people ask is, "Which plan should I choose?" There are two main choices after you get your Medicare Card with Parts A and B. You can leave Medicare and select a Medicare Advantage plan (also marketed as "Part C") or you can keep Original Medicare and enroll in a Medigap (Medicare Supplement) Plan. But the best answer to which one you should choose, depends on your individual circumstances. It's not one size fits all (and you can't have both, sorry!). If you want a low to $0 monthly payment and if you're okay with having higher co-pays and deductibles and you understand the cancer coverage gaps, then you may like Medicare Advantage. If you want more freedom to choose your own doctors and hospitals and do not want to have large co-pays or deductibles, then you might prefer a Medicare Supplement.
Agents Licensed in:
We also have Final Expense options
If you purchased a Whole Life burial policy many years ago but feel like you don't have enough coverage today, replacing your old policy usually doesn't make sense.
Most people keep their current Whole Life Policy and simply add a little more coverage.
These are immediate issue, Whole Life policies that won't increase in price, don't expire, and can't be cancelled. Keep the cash value you've earned and start earning more with add-on coverage.
If you're between the ages of 45-85, you're eligible to apply. If you're worried you won't qualify, there are many major carriers to choose from, without giving blood, urine, or saliva samples. You only have to answer a few health questions and coverage can start the same day.
Our carriers allow adding as little as $2,000 or as much as $50,000 and may give instant decisions.
What Clients Are Saying...
People Matter
We were able to get a plan that didn't require referrals and allowed us to go to any doctor. But the best part is, the owner of the company is an Air Force veteran and when he learned that I was a veteran, too, he helped me apply for VA benefits and that changed my life!
Thank you, Dr. Rich!
-Edward W., Delaware County, PA
Relationships Are Important
When I turned 65, I didn't understand the choices that were available to me. I knew that I had to do something but I was confused by all the different parts and plans. Seniors Covered helped me understand my options so I could enroll in the plan that I needed. The agent was kind, honest and not pushy! They cared about my needs.
-Daisy M, Philadelphia, PA
Seniors Covered is a trusted source for Medicare Service
There is no obligation to enroll in Medicare (or change plans), and you never pay a fee.
Seniors Covered and a Veteran Owned Business, founded by Dr. Rich Parenti