Enjoy Your Golden Years With a Peace of Mind

Your Partner in Navigating Medicare and insurance needs

Life is Good, when you have the right Medicare Plan!

Founded by Dr. Rich Parenti, U.S. Air Force veteran (and proud grandpa!)

Coverage for Seniors

What we can help you with...
Medicare Advantage
Medicare Supplements (Medigap)
Prescription Drug Plans
Immediate Whole Life Insurance

Why use Seniors Covered?
Choice of Carriers - We still help you apply, if you choose a carrier we won't represent!
Experienced Agents -We keep up with Medicare - above and beyond what's required
Honest Advice - Founded by retired doctor and Air Force Veteran to be of service to you!
No Cost for our Service - Agents are paid directly by the insurance companies

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Medicare Plans

The question most people ask is, "Which plan should I choose?" There are two main choices after you get your Medicare Card with Parts A and B. You can leave Medicare and select a Medicare Advantage plan (also marketed as "Part C") or you can keep Original Medicare and enroll in a Medigap (Medicare Supplement) Plan. But the best answer to which one you should choose, depends on your individual circumstances. It's not one size fits all (and you can't have both, sorry!). If you want a low to $0 monthly payment and if you're okay with having higher co-pays and deductibles and you understand the cancer coverage gaps, then you may like Medicare Advantage. If you want more freedom to choose your own doctors and hospitals and do not want to have large co-pays or deductibles, then you might prefer a Medicare Supplement.

Medicare Advantage Plans - lower monthly amounts
Medigap (Medicare Supplement) - freedom to choose doctors
Prescription Drug Coverage - bundled in Advantage; An add-on to Medigap
Dual Special Needs - Low income and eligble for Medicare

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Agents Licensed in:

Pennsylvania
Arkansas
California
Delaware
Michigan
Missouri
North Carolina

New York
New Jersey
Rhode Island
Texas
Virginia
West Virginia
Tennessee

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A woman and an old lady giving thumbs up.

Life Insurance for Seniors

Need a little extra insurance? A small whole-life policy may be the perfect solution. Add as little as $2,000 or as much as $40,000 with these special plans designed for older adults who aren’t in perfect health. Most offer instant decision approval.

For ages 45–80: Answer a few health questions and No Exam. No bloodwork. No urine test. Many use this coverage to cover Final Expenses or add to existing coverage ($2,000–$40,000 available.)

For ages 50 and older: Guaranteed approval is available. No health questions. All conditions covered, even cancer ($5,000–$25,000) Guaranteed Issue.

What Clients Are Saying...

People Matter

We were able to get a plan that didn't require referrals and allowed us to go to any doctor. But the best part is, the owner of the company is an Air Force veteran and when he learned that I was a veteran, too, he helped me apply for VA benefits and that changed my life!

Thank you, Dr. Rich!

-Edward W., Delaware County, PA

Relationships Are Important

When I turned 65, I didn't understand the choices that were available to me. I knew that I had to do something but I was confused by all the different parts and plans. Seniors Covered helped me understand my options so I could enroll in the plan that I needed. The agent was kind, honest and not pushy! They cared about my needs.

-Daisy M, Philadelphia, PA

Seniors Covered is a trusted source for Medicare Service

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There is no obligation to enroll in Medicare (or change plans), and you never pay a fee.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
The plans that we do offer are underwritten by insurance carriers deserving of our representation. We will never knowingly represent a plan that we believe is not suitable for our clients. We are committed to providing a personalized experience and outstanding customer service. We can handle most issues related to your coverage for you. In the rare instance that a carrier needs to speak to you directly, we are happy to join you on the call.

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Not all plans are right for all individuals. Seniors Covered represents plans based on cost, performance, company stability, star ratings, and more.
When you speak to a Seniors Covered representative or agent, you are not obligated to enroll with us. Nor will you be pressured to enroll. We find that people call us back when we treat them right.
Our mission is to enroll seniors in Medicare after they have clear, accurate, and timely information to make choices based on their individual needs.
We work with you as an individual.
We care about you and your needs.

Our company was founded by a doctor who treated senior citizen patients and understands the complexities of the Medicare system.