Bring Peace of Mind to Your Golden Years

Your Partner in Navigating Medicare and insurance needs

Life is Good, when you have the right Medicare Plan!

Founded by Dr. Rich Parenti, U.S. Air Force veteran (and proud grandpa!)

Coverage for Seniors

What we can help you with...
Medicare Plans
Prescription Drug Coverage

Nationwide Dental & Vision

Additional Life Insurance

Why use Seniors Covered?
Choice of Carriers - Dr. Rich doesn't represent all carriers on purpose. Ask him why.
Customer Service -You're not a number here. Relationships are important. People Matter.
Honest Advice - Founded by retired doctor and Air Force Veteran to be of service to you!
No Cost - Don't be afraid to call because it's free. You will never feel pressured.

  • Ask about Dental, Vision, Hearing and Eyeglasses

Medicare Plans

The question most people ask is, "Which plan should I choose?" There are two main choices after you get your Medicare Card with Parts A and B. You can leave Medicare and select a Medicare Advantage plan (also marketed as "Part C") or you can keep Original Medicare and enroll in a Medigap (Medicare Supplement) Plan. But the best answer to which one you should choose, depends on your individual circumstances. It's not one size fits all (and you can't have both, sorry!). If you want a low to $0 monthly payment and if you're okay with having higher co-pays and deductibles and you understand the cancer coverage gaps, then you may like Medicare Advantage. If you want more freedom to choose your own doctors and hospitals and do not want to have large co-pays or deductibles, then you might prefer a Medicare Supplement.

  • Medicare Advantage Plans - lower monthly amounts
  • Medigap (Medicare Supplement) - freedom to choose doctors
  • Prescription Drug Coverage - bundled in Advantage; An add-on to Medigap
  • Dual Special Needs - Low income and eligble for Medicare
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Agents Licensed in:

  • Pennsylvania
  • Arkansas
  • California
  • Delaware
  • Maryland
  • Michigan
  • Missouri
  • North Carolina
  • New York
  • New Jersey
  • Rhode Island
  • Texas
  • Virginia
  • West Virginia
  • Tennessee
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A woman and an old lady giving thumbs up.

Need to add a little more coverage?

If you purchased a Whole Life burial policy many years ago but feel like you don't have enough coverage today, replacing your old policy usually doesn't make sense.

Most people keep their current Whole Life Policy and simply add a little more coverage.

These are immediate issue, Whole Life policies that won't increase in price, don't expire, and can't be cancelled. Keep the cash value you've earned and start earning more with add-on coverage.

If you're between the ages of 45-85, you're eligible to apply. If you're worried you won't qualify, there are many major carriers to choose from, without giving blood, urine, or saliva samples. You only have to answer a few health questions and coverage can start the same day.

Our carriers allow adding as little as $2,000 or as much as $50,000 and may give instant decisions.

What Clients Are Saying...

People Matter

We were able to get a plan that didn't require referrals and allowed us to go to any doctor. But the best part is, the owner of the company is an Air Force veteran and when he learned that I was a veteran, too, he helped me apply for VA benefits and that changed my life! 

Thank you, Dr. Rich!

-Edward W., Delaware County, PA

Relationships Are Important

When I turned 65, I didn't understand the choices that were available to me. I knew that I had to do something but I was confused by all the different parts and plans. Seniors Covered helped me understand my options so I could enroll in the plan that I needed. The agent was kind, honest and not pushy! They cared about my needs.

-Daisy M, Philadelphia, PA

Seniors Covered is a trusted source for Medicare Service

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There is no obligation to enroll in Medicare (or change plans), and you never pay a fee.

  • We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
  • The plans that we do offer are underwritten by insurance carriers deserving of our representation. We will never knowingly represent a plan that we believe is not suitable for our clients. We are committed to providing a personalized experience and outstanding customer service. We can handle most issues related to your coverage for you. In the rare instance that a carrier needs to speak to you directly, we are happy to join you on the call.
A group of people standing around each other.
  • Not all plans are right for all individuals. Seniors Covered represents plans based on cost, performance, company stability, star ratings, and more.
  • When you speak to a Seniors Covered representative or agent, you are not obligated to enroll with us. Nor will you be pressured to enroll. We find that people call us back when we treat them right.
  • Our mission is to enroll seniors in Medicare after they have clear, accurate, and timely information to make choices based on their individual needs.
  • We work with you as an individual.
  • We care about you and your needs.

Our company was founded by a doctor who treated senior citizen patients and understands the complexities of the Medicare system.